I have used paypal with no issues even though I have heard about them. Well this time it happened to me and I'm pissed. I let a big chunk of change sit in my paypal account for a lil over a week cause of some purchases Im making. Well I get on today and Im missing $320 dollars!!!! I called paypal, my bank trying to figure where it went. Come to find out one of the guys who bought from me, bank decided to cancel payment on his purchase and I lost my money. Paypal said there is nothing they can do and I already shipped this guys frogs to him. His bank statement for now shows payment too. Paypal and my bank advised me to open a second checking account and Imediatly transfer the money to that account that way the bank still has to pay the money and cant get it back. If you asked me that is [email protected]%ked up!!!! Wanted to pass this along to everyone before it happens to you.